CONVENTIONAL FINANCING IS AVAIALBE & YOU OWN THE LAND! NO LOT RENT and enjoy true land ownership in Wesley Chapel. Situated in a gated, all-ages community with an ultra-low monthly dues covering water, sewer, trash, and lawn care, this turnkey home offers rare affordability, major structural upgrades, and complete peace of mind. This well-maintained 3-bedroom, 2-bath home offers nearly 1,600 sq ft of carpet-free living space featuring high ceilings, updated lighting, and durable laminate flooring throughout. Key structural and system updates include impact-resistant windows, a 2019 package AC/heating unit, updated ductwork, a reinforced vapor barrier with tie-downs and anchors, and skylight removal. The open layout includes a spacious kitchen with bright white cabinetry with decorative glass panels, a pantry, white appliances, peninsula seating, dining area, and a versatile flex space. A full-size laundry room off the rear entry includes newer washer/dryer units and built-in storage. The split floor plan positions the primary suite for privacy, complete with a custom California Closet walk-in, ceiling fan, plantation shutters, and a remodeled en-suite with a dual-sink vanity, three medicine cabinets, comfort-height toilet, and a custom tiled shower with dual heads and two built-in niches. The secondary bedrooms share an updated bath featuring a tiled walk-in shower, dual shower heads, custom backsplash, new fixtures, lighting, and a comfort-height toilet. Additional highlights include an extra-large enclosed porch with newer windows and indoor/outdoor carpeting, attached storage/workshop space, programmable keyless entry points (front, porch, and rear), a covered carport, and an extended pavered driveway. Located in guard-gated Timber Lake Estates, you own the land with no lot rent and a low $217/month HOA fee covering water, sewer, trash, and lawn care. Community amenities include two pools, two clubhouses, a playground, basketball court, stocked fishing lake, optional RV/boat storage, and large pet approval-all minutes from Wiregrass Town Center, Costco, outlet malls, and I-75. This move-in ready home combines value, space, and location. Schedule your private showing today!